Insights
We know stuff. Lot’s of stuff. So, we thought, why not share it?
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Individual vs. Group Health Insurance
When it comes to individual and group health insurance, there are some key differences working Canadians should be aware of. Which one is better?
We’re Not Out of the Woods
A few short weeks ago, strategists and market observers published their annual outlooks. Almost universally, they were cautious by predicting that 2023 would be a tough year for investors. However, as January ended with one of the strongest monthly returns we have seen in years, the biggest question on everyone’s mind is: what is fact, and what is fiction? Did everything really get that much better over the last few weeks, or was that simply a technical short-cover rally?
New year, new trends – Canadian markets in 2023
The Fed and the BoC (Bank of Canada) have stated they will not be price makers, but rather focus on restoring price stability. This will be seen through the coming up announcements. BoC set to make its next rate announcement on January 25th, and The Fed on February...
Health Plans – Get cracked before year end
You earned it … possibly this year more than any other. Take a moment for yourself and have those tired, stress-absorbent shoulders massaged, get that neck kink worked out, and brighten that smile. If you have a health and dental plan this is your friendly reminder to...
Beneficiary Designations – Making Sure Your Money Goes Where You Want
We work hard all of our lives. This hard work allows us to afford a home, maybe splurge on a few vacations, save a few dollars and when we pass, transfer our wealth to those we love, whether they be immediate family or a specified individual(s). Normally, this...
What are the investment fees in Canada?
If you are working with a financial advisor (whether of the human or the robo variety), you can be sure they are getting paid for the advice. Investment fees and other charges are simply a part of investing. Investment firms or registered investment...
Health Spending Accounts Explained
Traditional health and dental accounts simply don’t work for everyone. A growing and popular trend in group benefits is giving employees more options on how they can use their benefit dollars. An health spending account (HSA) is an effective way to enhance a...
Life Insurance: Frequently Asked Questions
Frequently asked questions covering how much coverage do I need, what are the different types of life insurance, and more.
The Fed’s impact on the balanced portfolio
The Federal Reserve has made it clear in recent months, in both words and action, that reining in runaway inflation is its top priority. Unfortunately, the Fed's series of interest rate hikes have not been helpful for the traditional balanced portfolio, hurting both...
The Stock Market Is a Curious Thing
The stock market is a curious thing. With both stocks and bond prices down this year, investors may wonder whether the principles of a diversified portfolio can still hold up. The first six months of 2022 saw the TSX down 18%, the S&P dropped 24% and Canadian...