by Pamela Coquet | Nov 20, 2022 | insurance, personal & estate
We work hard all of our lives. This hard work allows us to afford a home, maybe splurge on a few vacations, save a few dollars and when we pass, transfer our wealth to those we love, whether they be immediate family or a specified individual(s). Normally, this...
by Pamela Coquet | May 3, 2022 | business, insurance, personal & estate
One of the most utilized tools in funding an estate plan is term or permanent life insurance. The IRP is a financial planning strategy that uses life insurance to build your wealth for retirement with the following benefits: A solution to current and...
by Pamela Coquet | Mar 22, 2022 | investments, personal & estate
Parents and other relatives frequently use in-trust accounts to save money for a child that will be given to them when they reach the age of majority. These trusts are a convenient way for parents and grandparents to set aside funds for minor children, allowing...
by Karen Boyne | Apr 13, 2021 | business, personal & estate
Over 15% of Canadians are self-employed; many of whom are homeowners or would-be homeowners in need of mortgage financing. There are many advantages to being in business for yourself including the expenses you claim or write-off. While this may be a great tax-saving...
by Pamela Coquet | Feb 10, 2021 | personal & estate
Your spouse, significant other, child, or someone you love, or even business partner passes away suddenly, the last thing we think of is what will happen to their digital assets, which are more than just Facebook or an Apple iCloud account. The issue is that many of...
by Natalie Kelly | Dec 12, 2020 | personal & estate
For most Canadians, having to pay for legal services is an infrequent occurrence, and most Canadians would like to keep it that way. In many instances, the need to seek out and obtain legal services (and to pay for them) is associated with life’s more unwelcome...
