To raise or not to raise

To raise or not to raise

One may not think this to be a deep and philosophical question, but it is one that burrows deep in the minds of many employers.  Small business owners want to offer benefits, but it is often overlooked in favour of raises with the assumption that it makes...

Mortgages for the self employed

Over 15% of Canadians are self-employed; many of whom are homeowners or would-be homeowners in need of mortgage financing. There are many advantages to being in business for yourself including the expenses you claim or write-off. While this may be a great tax-saving...
Virtual watercooler

Virtual watercooler

I’m writing this from the makeshift quarantine bunker in what used to be our spare bedroom — sweatpants on, snacking my way through my emergency rations, with my cat and dogs fighting each other in the background.  I’m lucky that I could easily transition to...